ASIAN FINANCIAL INSTITUTIONTERM PAPEROverview of the Thai Banking SystemIndexIntroductionStructure of the Thai Banking System1. Central Bank2. Financial institutions2.1 Commercial banks2.1.1 Commercial banks2.1.2 Retail banks2.1.3 Foreign commercial bank branch2.1.4 Foreign commercial bank branch2.2 Financial companies2.3 Credit companies3. Specialized Financial Institutions3.1 Bank of Agriculture and Agricultural Cooperatives (BAAC)3.2 Government Housing Bank3.3 Government Savings Bank (GSB)3.4 Export Import Bank of Thailand3.5 Islamic Bank of Thailand3.6 Thai Bank for Small and Medium Enterprise Development (SME) Bank)3.7 Thai Credit Guarantee Corporation3.8 Secondary Mortgage Corporation4. Regulatory bodies4.1 MOF5. Recent SituationsConclusionReference ListAppendix1. appendix2. referenceIntroductionAccording to the Bank of Thailand press release, the Thai banking system remains resilient with a slow pace of loan expansion, good loan quality, strong net profit and strong capital position in the third quarter of 2013. There is a profit net of 54.4 billion baht. The banking system is expanding 19% in the first three quarters of 2012 compared to that of 2011. It suffered temporary setbacks due to the Thai floods in late 2011. However, most Thai banks remain strong. In September 2012, net impaired loans amounted to 1.2% of total loans. In the third quarter of 2012, domestic banks' capital adequacy ratio and tier-1 ratio were at 15.9% and 11.9%, respectively. the banking system is regulated by the Financial Institution Act BE 2551 (2008), which establishes the...... middle of paper... a final value of $2.3 billion to finance a program that pays farmers above above the market price. Conclusion In Summary In the third quarter of 2013, the Thai banking system is robust. The system includes the central bank, domestic and foreign commercial banks, finance companies, credit companies, and eight government-owned and government-supervised specialized financial institutions. Ministry of Finance. As of December 2012, there are a total of 31 commercial banks, which include 14 domestic commercial banks, 1 retail bank, 15 foreign commercial bank branches and 1 branch. The recent political turmoil could impose adverse effects on Thailand's economy and banking sector. Nonetheless, the banking system managed to withstand the 2011 instabilities caused by the flood in Thailand, the earthquake in Japan and the European debt crisis..
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